01●
API-First by Design
Services instead of closed products—fast, secure, and scalable integration.
Rahkar Financial Solutions
Architects of the Financial Future
FINANCIAL INFRASTRUCTURE • 2026
We build the financial infrastructure, so you can focus on growing your business. Our secure, modular, integration-ready solutions turn financial ideas into market-ready products faster.
2016Our journey began
7Products and services
APIModular infrastructure
Technology built on trust
01About Rahkar
We do not compete with partners;
we enable them.
Rahkar Financial Solutions accelerates transformation across Iran’s financial industry through intelligent fintech and lendtech products.
Our mission is to lay the smart rails for an open financial ecosystem—reducing friction, accelerating market entry, and turning ambitious ideas into scalable products.
R / 01
We keep complexity in the infrastructure, so financial experiences stay simple.
02Vision
How We Build
Three principles guiding an open, intelligent, and collaborative financial ecosystem.
02●
Data-Led Intelligence
Better decisions powered by data, real-time analytics, and artificial intelligence.
03●
Collaborative Growth
Progress built alongside banks, fintechs, and innovative businesses.
03Our Difference
The Rahkar Advantage
Six complementary capabilities for building resilient, competitive financial services.
01↘
Modular, API-First Infrastructure
Advanced, secure, integration-ready financial services that shorten the path from idea to market.
02↘
AI and Data Intelligence
Real-time credit assessment, cash-flow forecasting, and fraud detection for better decisions.
03↘
A Collaborative BPC Ecosystem
A network of banks, platforms, and businesses delivering financial services under partner brands.
04↘
Specialist Human Capital
Financial and technology experts working in an agile structure built to respond quickly.
05↘
Secure, Standardized Processes
Standards-led design with high levels of speed, security, reliability, and operational control.
06↘
Innovation at Scale
Regulatory alignment combined with flexible architecture for sustainable product growth.
04Products
Seven Products. One Financial Ecosystem.
From everyday digital banking to credit cores, every product belongs to one connected infrastructure.
01Saman Bank Mobile Application
Mobilet
Saman Bank’s mobile application for fast, connected, and secure access to everyday banking services.
- Money transfer
- Checks and payments
- Banking facilities
02Fast and Simple Lending
Baloan
A digital loan and credit platform designed to create a simple, transparent, end-to-end journey.
- Purchase credit
- No guarantor
- Online journey
03Financial AI Infrastructure
Badban
Rahkar’s AI platform for automating customer interaction, identity verification, and loan-file assessment.
- Online chat
- KYC
- OCR
- Loan-file scoring
AICHATKYCOCRSCORE
04Talon / bluBank Saman
Mandatory Loans
A digital journey for regulated lending—from application and document review to tracking and disbursement.
- Marriage
- Childbirth
- Relief Committee
- Welfare
- Housing deposit
Marriage→Childbirth→Housing deposit→5 LENDING JOURNEYS
05Salon / Saman Bank
Saman Loan
Saman Bank’s remote lending platform, turning loan application and delivery into a transparent digital journey.
- Application
- Document review
- Online tracking
1Apply
2Review
3Funded
06Microcredit Infrastructure
BNPL Microcredit
A scalable credit-allocation service for fast, flexible, and controlled buy-now-pay-later experiences.
- Credit scoring
- Credit allocation
- Flexible repayment
Available credit25MIRR
07LendTech as a Service
Baloanext
A modular lending and credit core for designing, launching, and operating credit products through APIs.
- Lending core
- Rules engine
- API-First
COREAPIRULESLOANRISK
7Products and services connected to a shared coreFrom digital banking to LendTech as a Service
05Open-Source Lab
OPEN SOURCE / ENGINEERINGRahkar Labs
Open-source tools, libraries, and infrastructure developed by Rahkar Engineering to solve real financial-industry problems.
Enter Rahkar Labs ↗Tools, documentation, and community-led projects
rahkar-labs / open● LIVE
01$discover --open-tools
02›financial infrastructure
03›developer utilities
04›ai building blocks
05✓ready for community
01Developer tools02Financial libraries03AI utilities
06Ecosystem
Working With Organizations
That Build the Future.
Eleven selected relationships from a growing network of organizations that trust Rahkar.
07Contact
Let’s Architect the
Financial Future Together.
10th Floor, Saman Tower, No. 1555, Shariati Street, above Seyed Khandan Bridge, Tehran, Iran